Start by turning a payment into a workflow instead of a message thread. Create a Request, choose the chain and token your counterparty prefers, add line items, tax and due dates, and decide whether to allow partial or overpayment. Generate a shareable link or send it directly to a wallet address. Once the recipient pays from any compatible wallet, the request updates automatically with confirmations and timestamps. Use templates for repeat invoices, attach supporting files, and set smart reminders so you don’t chase payments manually. Reconcile faster by tagging requests with cost centers, exporting to CSV, or syncing through the API to your accounting stack.
If you manage a treasury or run a DAO, streamline contributor payouts and vendor bills in one queue. Collect incoming requests, route them for approval, and batch-settle them from a multisig in a few clicks. Set spending policies, require multiple signers, and schedule recurring salaries, grants, or retainers. For projects with milestones, split a commitment into stages so funds are only released when deliverables are met. Track stablecoin usage across networks, standardize memos for downstream reporting, and surface payment status to stakeholders without exposing private documents.
Building on the protocol is straightforward. Use the SDK or REST endpoints to create and read payment requests, subscribe to events, and react to status changes with webhooks. Keep sensitive metadata under your control with client-side encryption and share keys only with intended parties. Spin up a test environment on supported testnets, then move to mainnet when ready. Integrate with multisig wallets for approvals, add role-based permissions to your app, and render human-readable invoices from on-chain data. With clear schemas, you can power embedded billing, marketplace disbursements, or in-product pay links without running a payments server.
For finance, compliance, and audit teams, every request forms an immutable trail. Attach receipts and contracts, add categories and tags, and generate period-close reports in seconds. Capture the fiat equivalent at the time of settlement for tax and P&L, using price feeds or manual overrides when needed. Export a full ledger with proofs for auditors, and preserve privacy by keeping raw docs off-chain while anchoring integrity on-chain. Set role-based access to limit who can view amounts, metadata, or counterparties, and get alerted when high-value requests are created, approved, or overdue.
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